Commercial Insurance

Commercial vehicle insurance is a specialized policy designed to cover vehicles used for business purposes..This insurance policy covers the unique risks which are associated with commercial operations such as frequent travel, higher mileage, and transporting goods or passengers.

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What is Commercial Vehicle Insurance?

In today’s fast paced world of business and industries , commercial vehicles play an important role in making sure that smooth operations take place. This is when insurance for commercial vehicles comes into picture. It provides financial protection and coverage against accidents, theft, third-party liabilities, and damages to the vehicle.

Why is Commercial Vehicle Insurance Essential?

Protecting commercial vehicles and these assets are crucial whether you own a fleet of delivery trucks, a few company cars, or heavy-duty construction vehicles.

Asset Protection

Vehicles represent a major investment for any business. Insurance helps to reduce financial losses in the event of accidents, theft, or natural disasters.

Third-Party Liabilities

Accidents involving commercial vehicles can result in large claims from third parties. Insurance provides coverage for damages or injuries inflicted on others, safeguarding your business from financial and legal issues.

Employee Safety

If your business employs drivers or uses vehicles to transport employees, having a robust insurance policy is essential for ensuring their safety and well-being in the event of an accident.

Business Continuity

Unexpected events can disrupt operations and lead to financial losses. Insurance assists in getting your business back on track by covering repair or replacement costs, thereby minimizing downtime.

Our Benefits

Types of Commercial Vehicle Insurance Coverage

Third-Party Liability

This essential coverage is required by law and protects against legal liabilities for damages or injuries caused to others.

Complete Coverage

This broad policy covers damages to your vehicle from accidents, theft, fire, natural disasters, and vandalism, in addition to third-party liabilities.

Collision Coverage

Specifically addresses damages to your vehicle resulting from collisions, regardless of who is at fault.

Uninsured/ Under insured Motorist Coverage

Offers protection if your vehicle is involved in an accident with a driver who does not have sufficient insurance.

Cargo Insurance

Tailored for businesses that transport goods, this add-on covers the value of goods in transit against damage or theft.

Roadside Assistance

Provides help for situations such as vehicle breakdowns, flat tires, or towing, ensuring that your operations experience minimal disruption.

How Can I Buy Commercial Vehicle Insurance with Supreme Insurance Brokers?

Contact Us

Contact our helpline or make a query on our website.

Submit Your Details

Submit your details, including your name, age, gender, email address, and mobile number.

Select Plan & make Payment

Select an appropriate plan from the range of policies available. Our expert advisors will help you choose the best plan for you.

Receive Policy Details

Before you know it, you will receive the policy details and start getting more financially secure!

Partners You Can Trust

We have teamed up with the most trusted names in the insurance industry to provide you reliable and high quality services. You’re in good hands—every step of the way with Supreme Insurance Brokers.

Expert Advice, Completely Free

Talk to our certified insurance advisors–Our experienced professionals are always here to guide you every step of the way.

Frequently Asked Questions

Whether you’re new to insurance or looking to deepen your understanding, this resource covers everything from the basics of policy types and coverage options to claims processes and premium details.

Yes, in most countries, at least third-party liability coverage is required for commercial vehicles. This helps ensure compliance with the law and provides protection against damages or injuries to third parties.

No, personal car insurance does not extend to vehicles used for business purposes. You will need a commercial vehicle insurance policy to cover the risks associated with business activities.

Yes, many insurance providers offer fleet insurance, which allows you to insure multiple commercial vehicles under one policy, often at a reduced rate.

Common exclusions include damages resulting from illegal activities, driving without a valid license, or mechanical failures. Always review your policy for specific exclusions.

To file a claim, notify your insurer as soon as possible after an incident, provide necessary documentation (such as a police report, vehicle registration, and photos of the damage), and follow their claims process.

We offer unbiased advice and try to gain access to various insurance companies. As a broker, we work for you to ensure you get the best coverage at the best competitive rates.